|
Best mutual funds | Best mutual funds to invest | in 2012 in india |
Best mutual funds or top mutual funds to invest in 2012 in india are listed below. Listing of top 5 mutual funds to invest in India in 2012 in each category is detailed below alongwith benefits of different types of mutual funds in india.
The list of top 5 best mutual funds to invest in 2012 in india are given category wise :
Top 5 Best Mutual funds in India in the equity category with equity component 90% Equity category HDFC Top 200 fund - Large Cap fund Birla Frontline Equity fund - Large cap fund Reliance Growth fund - Mid cap fund UTI Opportunities fund - Large Cap fund IDFC Premier Equity fund - Mid cap fund Note: The best way to invest in the best Mutual funds in India in the equity category is - monthly SIP - Systematic Investment Plan. The investment amount will be debited directly from your bank account and invested in the equity fund.
Top 5 Best Mutual funds in India in the balanced funds category - with equity component 65% Balanced category Tata Balanced fund IDFC balanced fund DSP Blackrock balanced fund ICICI Prudential balanced fund Kotak balanced fund
Also, debt funds and FMP - fixed maturity plans can be considered by the risk- averse investor. In this category, LIC Nomura - debt mutual funds are among the best funds.
Top 5 Best Mutual funds in India in MIP category - with equity component 20% Monthly Income Plan - MIP category Reliance MIP fund HDFC MIP fund Tata MIP fund DSP Blackrock MIP fund ICICI Prudential MIP fund
Top 5 Best Mutual funds in India in the Index funds category IDFC Nifty fund ICICI Prudential Index fund Quantum Index fund Principal Index fund Kotak Nifty fund
Top 5 Best Mutual funds in India in ELSS category - for tax savings under section 80 C (1Lakh limit) HDFC Tax saver Religare Tax Plan ICICI Prudential Tax plan Fidelity Tax Advantage Reliance Tax Saver
Top 5 Best Mutual funds in India in the Gold funds category SBI Gold ETF Reliance gold ETF Kotak gold ETF Axis Gold ETF UTI Gold ETF
MORE ABOUT GOOD MUTUAL FUNDS IN INDIA What are mutual funds - Mutual Funds are trusts that pool the savings of a number of investors who share a common financial goal. The money thus collected is then invested in capital market instruments such as shares, debentures and other securities by these Mutual funds. The income earned through these investments and the capital appreciations realized are shared by its unit holders in proportion to the number of units owned by them.
WHAT ARE THE VARIOUS TYPES OF THE BEST MUTUAL FUNDS IN INDIA ?
Equity mutual funds invest in stocks or shares. In the US, it would refer to US Stocks on US stock exchanges like NASDAQ or Dow Jones, whereas in India, it would refer to Stocks on NSE or BSE stock exchanges. What are balanced / hybrid mutual funds ? Balanced mutual funds invest about half (or even 65% +) in stocks and the balance in debt. What are debt mutual funds ? Debt mutual funds invest in fixed income securities including Government Treasury bills, debentures, fixed deposits, etc. What are liquid mutual funds ? Liquid mutual funds invest primarily in short term money market instruments and are used as alternatives to savings bank. What are sector mutual funds ? Mutual funds that invest primarily in energy, banks, IT or pharma sectors are referred to as sector mutual funds. These are considered to be more risky as compared to equity diversified mutual funds. What are equity diversified mutual funds ? Mutual funds that invest in equities across various sectors are called equity diversified mutual funds. What are open ended mutual funds ? Open ended mutual funds are funds that you can invest in / or sold - on all business days for that day's NAV. What are closed ended mutual funds ? Closed ended mutual funds can be invested in only during the Initial public Offering days. Consequently you can neither buy nor sell units, except on certain days after a certain locking period. NOTES: A Mutual Fund is the most suitable investment for the common man as it offers an opportunity to invest in a diversified, professionally managed basket of securities at a relatively low cost. As an investor, you would like to get maximum returns on your investments, but you may not have the time to continuously study the stock market to keep track of them. You need a lot of time and knowledge to decide what to buy or when to sell. A lot of people take a chance and speculate, some get lucky, most don t. This is where mutual funds come in.
BENEFITS OF INVESTING IN THE BEST MUTUAL FUNDS IN INDIA IN 2012
The best mutual funds in india, offer you the following advantages : They also select suitable investments to achieve the objectives of the scheme. It is a continuous process that takes time and expertise which will add value to your investment. Fund managers are in a better position to manage your investments and get higher returns. Sector funds spread your investment across only one industry so they are less diversified and therefore generally more volatile. When you enter a new stage in your life, all you need to do is sit down with your financial advisor who will help you to rearrange your portfolio to suit your altered lifestyle. Mutual funds generally buy and sell securities in large volumes which allow investors to benefit from lower trading costs. The smallest investor can get started on mutual funds because of the minimal investment requirements. Liquidity. With open-end funds, you can redeem all or part of your investment any time you wish and receive the current value of the shares. Funds are more liquid than most investments in shares, deposits and bonds. Moreover, the process is standardised, making it quick and efficient so that you can get your cash in hand as soon as possible. As a result, your money buys more units when the price is low and fewer units when the price is high, which can mean a lower average cost per unit over time. Rupee-cost averaging allows you to discipline yourself by investing every month or quarter rather than making sporadic investments. The Transparency. The performance of a mutual fund is reviewed by various publications and rating agencies, making it easy for investors to compare fund to another. As a unitholder, you are provided with regular updates, for example daily NAVs, as well as information on the fund's holdings and the fund manager's strategy. Why should I invest in mutual funds? Mutual funds have qualified professionals who do all this for you. This is the reason why, the world over, they have become the most popular means of investing. After defining the financial goals, you need to plan for them in an organised manner and look at investments that help achieve these goals. What should I look for in an investment? Investors differ in their investment needs based on their personal financial goals. It is recommended that you should, at the very beginning, identify your own financial goals, be it planning for a comfortable retired life or children's education. After defining the financial goals, you need to plan for them in an organised manner and look at investments that help achieve these goals. You also need to consider how much time you have to reach your different goals and your personal circumstances and accordingly select the best mutual funds in India.
YOU MAY ALSO WANT TO REFER: BEST INVESTMENT | IN 2012 | BANKS | PLANS | COMPANIES BEST CAR INSURANCE POLICY IN INDIA BEST HEALTH INSURANCE PLAN IN INDIA BEST LIFE INSURANCE PLAN IN INDIA BEST LIFE INSURANCE COMPANY IN INDIA BEST TRAVEL INSURANCE PLAN IN INDIA BEST INVESTMENT PLANS IN INDIA BEST HEALTH INSURANCE COMPANIES IN INDIA BEST MUTUAL FUND COMPANIES IN INDIA
If you found this helpful, please share it below. Thank you!
|
email :
bosco@investmentsgoa.com |